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SHARES & CERTIFICATES SHARE DRAFTS CLUBS SAVING RATES |
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Share Draft Checking Account
Our credit union encourages savings for all members. You are required to maintain $5 in your share account to be a member of the credit union. This share represents your ownership of the credit union. This ownership is just one of the many distinctions between a credit union and for profit banking. Dividends are paid quarterly on your share account. Statements are mailed quarterly. Your shares are insured up to $100,00 by National Credit Union Share Insurance Fund (NCUSIF) which is the equivalent of the FDIC for banks. You can make a deposit or withdrawal at anytime and you will receive a quarterly dividend on your daily balance. Payroll deduction is a great way to save. See the chart below. Certificates By depositing your money in a share certificate you earn a higher rate of return on your money. We offer 6 month, 12 month, and 18 month certificates. Check the rate page for our current and special rates. |
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