Effective Now

Signature	12.9% APR
Special	15% APR
Stock Pledged	8.0% APR
Shares Pledged	3% above share div rate% APR
Share Cert Pledged	3% above Share Cert Rate
Credit Card	12.9% APR

New Cars, Trucks and Vans

Sticker Price		48 MO	60 MO	72 MO
Under $16,000		5.25% APR	---	---
$16,000 - 22,500		5.25% APR	5.25% APR	---
Over $22,500		5.25% APR	5.25% APR	5.25% APR
Borrow Rate 100% of Sticker				Rate is +1/2%
Borrow Less Than 50% of Sticker				Rate is -1/2%

Used Cars, Trucks and Vans

Borrow Up to Trade Value	6.75% APR
Borrow Trade in to Retail Value	7.25% APR

Other Vehicles
Travel Trailers, Motor Homes and Boats

New	5.5% APR
Used	7.0% APR
Motorcycles - New & Used	8.9% APR
Off Road Vehicles - New & Used	12.9% APR

Mortgage Loans

5 Year Ballon	6.9% APR
Fixed	% APR

Contact The Credit Union Office for more details!